PHONE: 1.866.939.9990

 

American Credit Group

OUR PICK - #1 - American Credit Group stands out from the crowd for one simple reason. They recognize there is more to credit repair than automated disputing of negative items on your credit report. They have a comprehensive credit improvement and debt settlement program that is designed to help clients achieve their goals. They are not a credit repair mill focused on deletions that may or may not help improve your credit.. Our research confirms you can expect and will receive more, including; one-on-one coaching by certified credit specialists, help establishing new credit and home and auto loan qualification assistance. No long term contract, cancel anytime. Pricing - $89 Setup / $59 Mo. [More]

Rating: Excellent

PHONE: 1.866.639.3426

Ovation

#2 - Another quality service with an emphasis on speed.. Ovation like many others is focused on deletions. Their years of experience makes them a sound choice for credit repair. More affordable than most, however that always makes you wonder if you are getting what you pay for. In this case you will do better than that, and their no hassle cancellation policy along with a straight-forward refund policy reduces your risk. Pricing - $87 First Payment / $37-$57 Mo. [More]

Rating: Good

PHONE: 1.800.790.0445

Sky Blue

#3 - Sky Blue combines personal service, attention to detail, and provide a wealth of knowledge regarding credit repair and the laws that govern the credit bureaus, creditors and collectors. If you're married, they offer a special discount when you and your spouse sign up at the same time. This is a simple, affordable, effective solution for those who need professional assistance with credit. This is a solid company, we just wish they offered more services designed to improve credit, namely debt. However they are one of credit repairs best. You get less than you do with our top pick, but you also pay less. Reputable and fair and they care about customer satisfaction. Pricing - $49 Setup / $49 Mo. [More]

Rating: Good

PHONE: 1.866.524.2328

Fowler and Fowler

#4 - Fowler and Fowler is a new addition to our list. Why? Their web site is crystal clear about the fact that they are not a "credit repair mill." They seem to abhor the automated, generic dispute letter approach they claim their competitors take. They also stand behind their words by offering a money back guarantee tied directly to your results. Our calls were answered promptly and there did seem to be a commitment to helping you before they attempted to sign us up. If Fowler and Fowler honor their money back guarantee you won't be paying for results you do not get.

Pricing - $59 Setup / $59 Mo. [More]

Rating: Fair

PHONE: 1.866.361.5721

DSI Solutions

#5 - DSI Solutions offers a unique approach to personal credit repair. They offer two payment options, either paying the entire cost up front, or breaking it up into smaller payments. There is no ongoing monthly charge. We have questions, but their web site is full of information and examples. Based on their customers service over the phone and their interesting pricing model, we have included them on our list. Pricing - Different, Not 100% Clear to Us [More]

Rating: Fair